|   Flourish Financially with Kathy Longo

Setting Goals for 2022

By Kathy Longo, CFP®, CAP®, CDFA®

Tuesday, 28 December 2021

Setting Goals for 2022

Most of us enter a new year with one or more goals, but it’s important to realize that not all goals are created equal. If your financial health is on your mind and you want to meet your money objectives this year, you have to set the right type of goals. Using the 'S.M.A.R.T.' acronym is a helpful place to start.

Emergency Funds are Important (No Matter How Much Money You Have or How Much You Earn)

Having significant assets or a big paycheck can make you feel more financially secure than you really are, but building an emergency fund is essential to keeping your finances on track.
By Kathy Longo, CFP®, CAP®, CDFA®
Tuesday, 07 December 2021

Emergency Funds are Important (No Matter How Much Money You Have or How Much You Earn)

Having an emergency fund is critical to building and maintaining wealth over time. This is true even if you have a high net worth or a high monthly income. Both of these things can make you feel more financially secure than you really are, meaning an unexpected emergency expense could have a significant negative impact on your present – and future – finances.

Four Career Habits to Grow Your Net Worth

There’s more to growing your net worth than things like increasing your 401(k) and paying off your student loans - your career growth is an important piece of the puzzle, too.
By Kathy Longo, CFP®, CAP®, CDFA®
Tuesday, 30 November 2021

Four Career Habits to Grow Your Net Worth

As you plan for your long-term financial goals, it’s smart to know your net worth – that is, the value of your assets minus your liabilities. It's an important number to keep in your sights, but many people don't realize that career growth is an essential piece of the puzzle, too. As you level-up your career, you'll level-up your earning potential - and your net worth, too.

Practicing Gratitude – In the Spirit of Thanksgiving

In a season where it can be easy to be overcome by stress, practicing gratitude can have significant mental, emotional, and physical benefits.
By Kathy Longo, CFP®, CAP®, CDFA®
Tuesday, 23 November 2021

Practicing Gratitude – In the Spirit of Thanksgiving

As we enter our second holiday season under the shadow of the COVID-19 pandemic, it can be easy to be overcome by stress, frustration, and uncertainty. It can all feel a little overwhelming, even as we approach Thanksgiving – a time when many of us try to focus more on the things we’re thankful for. If you’re struggling to get into the Thanksgiving spirit, practicing gratitude may be the key. In this episode, we discuss six ways you can start your own gratitude practice - and reap the benefits all year long.

Reducing Your Financial Stress During the Holidays and Beyond

If you're experiencing financial stress, you know that it can mean all the joy and happiness surrounding the holidays gets replaced with worry instead.
By Kathy Longo, CFP®, CAP®, CDFA®
Wednesday, 17 November 2021

Reducing Your Financial Stress During the Holidays and Beyond

Money and finances are the top cause of stress for Americans, and financial anxiety can be compounded during the holidays. In this episode, I suggest a few ways you can reclaim your holiday joy instead of succumbing to financial worries AND make a plan for living with less financial stress the rest of the year, too.

Bouncing Back from Divorce - Emotionally and Financially

Divorce is one of those life transitions that can rattle you to the core, and navigating the financial aspects - alongside an array of emotions - can be quite challenging.
By Kathy Longo, CFP®, CAP®, CDFA®
Thursday, 04 November 2021

Bouncing Back from Divorce - Emotionally and Financially

Even when it’s the right decision for everyone involved, divorce still often feels like the rug has been pulled out from under you. The future you had previously mapped out might seem out of focus now, and it can be hard to navigate your own emotions – let alone the practical steps you should be taking for your financial security. It is possible to bounce back, though - and to become stronger both emotionally and financially.

Helping Teenagers Develop Good Habits Financially, Academically and Physically

When you're parenting a teenager, instilling positive habits around money, school, and health is imperative for their future success.
By Kathy Longo, CFP®, CAP®, CDFA®
Wednesday, 13 October 2021

Helping Teenagers Develop Good Habits Financially, Academically and Physically
It's normal for teens to ignore their parents sometimes, but we’re ultimately responsible for helping them develop the strong foundations they’ll carry into adulthood in just a few years. And, neuroscientists have found that one of the best ways to do this is to help our teens develop positive habits and routines.

How to Manage Your Money When You're Extremely Busy

If better money management is on your "someday" list, these tips will help you free up time to tackle it now and gain greater financial peace of mind.
By Kathy Longo, CFP®, CAP®, CDFA®
Wednesday, 06 October 2021

How to Manage Your Money When You're Extremely Busy
If there simply aren't enough hours in the day to accomplish all the things you'd like to, you're not alone The good news is, there are simple, low-effort strategies you can use to check "managing money" off the to-do list and feel more confident about your financial wellness. In this episode, I share tips for making your money management "out of sight and out of mind" so you can feel more confident about your finances - while being less occupied by them, too.

Having it All: Being a Great Mom & Having a Successful Career

For working mothers, finding balance between work life and home life can be a frustratingly elusive goal.
By Kathy Longo, CFP®, CAP®, CDFA®
Thursday, 30 September 2021

Having it All: Being a Great Mom & Having a Successful Career
Women face so many expectations these days, especially working moms. We are bombarded on all sides by endless streams of advice on how to be better parents as expectations for parent involvement have been growing, alongside many other more elaborate expectations for working mothers. Does this mean you can’t find success both at work and at home? No! In fact, I believe you can. You just have to change the rules of the game.

Episode 53: Why You Need a Family Mission Statement

A family mission statement is a powerful tool to inform your choices and help you meet your family’s personal and financial goals.
By Kathy Longo, CFP®, CAP®, CDFA®
Thursday, 23 September 2021

Episode 53: Why You Need a Family Mission Statement

There’s a reason so many companies create a mission statement. Doing so succinctly defines values and goals, and serves as the standard against which decisions - financial or otherwise - are measured. It’s a tool you can use within your family, too, in order to make sure you are making decisions that line up with your values. In this episode, Kathy shares four steps to creating a family mission statement that helps you remain on the right track to meet your family’s goals.

Episode 52: Finding the Best Financial Advisor for You

Your financial plan should go beyond dollars and cents, and the best way to ensure it does is to find a financial advisor who adds a personal touch.
By Kathy Longo, CFP®, CAP®, CDFA®
Monday, 02 August 2021

Episode 52: Finding the Best Financial Advisor for You

When it comes to achieving your financial and life goals, it is critically important to find the right person to trust with your financial planning. Many people don't take the time to find a financial advisor who best suits their needs, but it is important to find one who takes the time to get to know you - and how you think about money - in order to develop a financial plan that isn't just about dollars and cents. 


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